How we help families with a hoarder house in Westbury
We have bought a great many hoarder houses, and what we offer families goes past the purchase itself. We handle the entire cleanout at our cost. We can work to a timeline that suits a family member who is not ready. And we can point you toward people who deal with the underlying situation compassionately, which matters a great deal when the owner is still living in the house.
Nothing about a hoarder house surprises us and nothing about it changes whether we are interested. Condition affects the number. It never affects the willingness.
Nothing needs to come out first
Not one box. The instinct is to clear a hoarder house enough to make it presentable before anyone sees it, and that instinct is both unnecessary and frequently unsafe. Stacks shift. Floors are not always sound underneath them.
Take out what matters to the family and leave everything else exactly where it is. Clearing a hoarder house is our job and our cost, and it does not come off the offer.
Why local knowledge changes the number
A four-bedroom on Sunnyside Lane. A three-bedroom on Montauk Court. A house on Lewis Avenue. All of them in Westbury, all bought by us.
Westbury is roughly 15,864 people in Nassau County, ZIP 11590, and the housing stock is mostly cape cod, colonial, ranch. Around Post Avenue and Jericho Turnpike, most of it is old enough that the mechanicals are on their second or third life. The Westbury stop pulls buyers who commute, which supports the good houses and does very little for the ones that need a roof. We know which of these streets take water, where the older systems fail first, and what the Westbury Union Free School District does to a resale price.
What moves the number, and what does not
The quantity of belongings affects our cost to clear, which is a known and fairly predictable figure. What actually moves the offer on a hoarder house is what sits beneath it all: the floors, the framing, whether water has been coming in, and the state of the mechanicals.
That is what we are looking at while we walk through. It is also why a full house does not frighten us the way it frightens a retail buyer seeing one for the first time.
Keeping a Westbury hoarder house sale private
A listing means photographs of the inside of that house on the internet, and neighbors in Westbury walking through it on a Sunday afternoon. For most of the families who call us about a hoarder house, avoiding that is worth more than any difference in price.
There is no sign, no listing, no open house and no photographs. One visit from one person, and the hoarder house gets cleared after closing when the property belongs to us.
What you do not pay when you sell a hoarder house
Listing a hoarder house the usual way brings each of these costs with it. Selling to us brings none of them.
- Agent commission
- $40,050 at 5% of the Westbury median none
- Seller closing costs
- About $16,020 on a $801,000 sale. We can cover these. none
- Repairs to make it listable
- The work it needs to show well, out of your pocket first none
- Cleanout and removal
- Charged by the truckload, and done before the first showing none
- Carrying costs while it waits
- Taxes, insurance and utilities through the 86 to 101 days a listing takes to sell and close none
If the owner is not ready to sell their Westbury house
Then nothing happens yet, and that is a legitimate answer. What we will do is leave a figure with the family so it exists when the moment arrives, and it usually does arrive.
What we will not do is call every few weeks asking whether anything has changed. A hoarder house is a family situation before it is a real estate one, and the family sets the pace on it.
What the two paths cost in Westbury
These are the two routes open to you with a hoarder house, priced against what Westbury houses actually sell for.
Work it against Westbury's own numbers. The median sale here is $801,000. A 5% commission on that is $40,050, and seller closing costs of about 2% add roughly $16,020. Those are costs we can cover on our side. That is $56,070 gone before anyone counts the repairs it took to get the house listable.
There are two waits in a listed sale and people usually only count the first. In Westbury the median house takes about 41 days to go from listed to a signed contract. Then it waits again, typically 45 to 60 days, while the buyer's lender orders an appraisal and underwrites the loan. Call it 86 to 101 days from sign to keys, assuming nothing goes wrong.
The part worth understanding is what a signed contract actually guarantees, which is less than most sellers assume. A retail buyer with a mortgage contingency can walk away right up to the end. If they do not qualify, if the appraisal comes in under the price, if they change their mind and let the financing lapse. A share of deals die exactly there, after months of waiting, and the house goes back on the market with time on it. We are not borrowing anything, so there is no lender to satisfy, no appraisal to come in low and no contingency to exercise.
| Listing with an agent | Selling to us | |
|---|---|---|
| Sale price | $801,000 (Westbury median) | Our written offer |
| Commission | −$40,050 | None |
| Seller closing costs | −$16,020 | We can cover them |
| Repairs before listing | Out of pocket | None |
| Cleanout | Yours | Ours |
| Showings | Until it sells | One visit |
| Listed to signed contract | 41 days (Westbury median, once listable) | 24 hours to a written offer |
| Contract to closing | 45 to 60 days (waiting on the buyer's lender) | A date you choose |
| Total wait | 86 to 101 days if nothing falls through | Yours to set |
| Can the buyer walk? | Yes (mortgage contingency runs to the end) | No financing to fall through |
| Before repairs and carrying | $744,930 | The number we put in writing |
The listing column assumes a 5% commission and seller closing costs of about 2%. Both vary. We have not subtracted repairs or the cost of carrying the house while it sits, because those depend on the property. A house in good condition listed with a good agent can absolutely beat a cash offer, and we will say so if that is your situation.
Why families stop halfway through a hoarder cleanout
Before you call anyone, it is worth knowing what you are being saved from. Clearing a hoarder house means multiple dumpster loads, labor by the day, sometimes a specialist crew where there is a biohazard element, and often a pest treatment afterward.
Families start this themselves, spend real money, and stop halfway. We have bought many a hoarder house at exactly that point, half cleared, and the half that got done did not raise the price.
Common questions
Is it safe for you to go into a hoarder house?
We have walked a great many of them and we know what to watch for. If a hoarder house is genuinely unsafe to enter, we can still make an offer from the exterior, the layout, and photographs.
Will you throw away things that matter to the family?
Not if you tell us first. Photographs, documents, jewelry and keepsakes turn up constantly in a hoarder house cleanout, and we set those aside rather than bin them when we know to look.
Does the hoarder house need a cleanout before closing?
Never. The cleanout is our expense and it happens after the property is ours. Paying for a hoarder house cleanout before selling is money families do not get back.
Will anyone in Westbury know the house sold this way?
Not from us. There is no sign, no listing and no photographs online, and the cleanout happens after closing. One person visits once, and that is the whole of the public footprint.
The owner is still living in the Westbury house. Can you still make an offer?
Yes, and we can set a closing date far enough out to arrange somewhere for them to go. We will not contact the owner directly unless the family asks us to.